Our Story

This is the part where everybody tells you how innovative they are. We don’t want to do that. Our credentials speak for themselves. Just ask one of our clients, First National Bank, about the role we played in their innovations and success. They were voted the world’s most innovative bank at the 2012 BAI-Finacle Global Innovation Awards.

We don’t say we’re innovative. We show it.

Seeing as we’re constantly looking for ways to optimise how banks
do business and make money, our products are designed to help
you reduce costs and deliver ROI.

To us, innovation is not just a catchphrase. It’s at the core of everything we do.

This has always been our founding principle. We’ve built the type of company that we’d want to do business with. We hope you do too.

Innovation

At Luminous we think of everything as an innovation process. Our product development team use Design Thinking and Lean Innovation to ensure that we are constantly solving real-world problems for customers who value our solutions. Our company is run using agile methodology for everything we do, from development to marketing to sales.

Our OnFinance SME hub serves the dual purpose of testing our innovations in the real world as well as establishing ourselves as a serious player in the FinTech space. The SME traffic coming to our sight can significantly benefit banks and lenders looking to acquire new customer or product sales.

Rather than “pushing products” we prefer to work with our customers to help them identify the true needs of their customers. To this end we have developed in-house skills in Design Thinking and Lean Innovation, and work closely with our sister company Switch www.innovationswitch.com

In addition, Luminous is well positioned to help any company to quickly develop prototypes, launch Minimal Viable Products and run Proof-of-Concept trials. We have a very experienced and responsive development team as well as a “tool box” of plug-and-play technologies. We can quickly develop solutions to plug into an existing solution or work with customers to implement one of our proven solutions or develop new ones.